Privacy Policy
When registering for Endcash, we collect certain information to verify your identity, to enable you to use Endcash and avail the Endcash services. You authorise Endcash to collect and use your information in accordance with the application privacy policy described here and that of the Bank as may be amended from time to time, which is available at https://www.republictt.com/search/node/privacy%20policy

Use of Endcash Services
You understand that except for information, products or services clearly indicated as being supplied by Endcash, we do not operate, control, or endorse any information, products or services on the Internet in anyway. You also understand that Endcash and the Bank cannot and do not guarantee or warrant that files available for download through Endcash will be free of viruses, worms or other code that may be damaging. You are responsible for implementing procedures to satisfy your particular requirements of internet security and for accuracy of data input and output.

When you open an Endcash account we ask you to provide certain personal information that can be used to contact or identify you. This includes your name, email address, gender, mobile number and date of birth.

You can enable or disable access to this information at any time through your device settings on both Android and iOS devices. If you do not allow permission to notifications, phone book (contact list), photo library and camera our services may not function properly when you try to use them. The security of your personal data is important to us and outside of being used to provide the Endcash features and as required by legal and regulatory obligations, will not be shared without your consent.  We do not allow unauthorized publishing or disclosure of people’s non-public contacts.

By accessing or using Endcash, you also agree to these terms. 

The Bank reserves the right, in its sole discretion, without penalty, and without notice, to suspend or terminate your account, your access to or your use of Endcash, in whole or in part, at any time due to suspected fraudulent, abusive or illegal activity occurring on your account.  The Bank and Endcash will not be liable to you or any third party for any such termination or interruption. Any suspected fraudulent, abusive or illegal activity may be referred to appropriate law enforcement authorities. These remedies are in addition to any other remedies Endcash or the Bank may have at law or in equity. 

To the fullest extent permissible pursuant to applicable law, the Bank and its third-party partners disclaim all warranties or guarantees – whether statutory, express or implied – including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement of proprietary rights. We, on behalf of ourselves and our authorised representatives, do not warrant against interference, delay, interruption or disruption with your use of Endcash. We do not authorise anyone to make any warranty on our behalf and you should not rely on any such statements, other than those expressly stated herein. The Bank and its partners do not warrant that Endcash will be uninterrupted or error-free or that defects in the site will be corrected. The Bank will not be liable to you for any circumstances that interrupt, prevent or otherwise affect the functioning of Endcash, such as unavailability of your wireless service, communications, network delays, limitations on wireless coverage, system outages, or interruption of a wireless connection. The Bank disclaims any responsibility for any wireless service used to access or use Endcash.  The Bank is not responsible for your supported device or the software or hardware it contains and makes no representations, warranties, or guarantees regarding same. This paragraph shall survive termination of this Agreement. 

 

As a condition to activating and using Endcash, you consent to receive certain messages on your supported device (i.e. SMS, push notifications) from us. You also agree to receive notices and other communications from us by phone call or email to the email address provided on registration, posting within your online account, or through the messaging capabilities of Endcash. Any notice or communication to Endcash or the Bank regarding the Endcash platform or service is required to be performed by way of the ‘Contact Us’ feature on the Endcash platform via email to endcashsupport@rfhl.com.

The failure of Endcash or the Bank to exercise or enforce any right or provision of this Agreement will not constitute a waiver of such right or provision. Any waiver of any provision of this Agreement will be effective only if in writing and signed by the Bank. 

If any provision of this Agreement is determined to be invalid or unenforceable pursuant to any applicable law, then that provision will be limited or eliminated from this Agreement to the extent required by law, and the remaining provisions will continue in effect. The terms of this section will survive termination of this Agreement, together with any express term or provision which, by its nature should survive.

If any dispute or difference whatsoever shall arise between the parties in connection with or arising out of the Agreement, either party may give the other fourteen (14) days’ notice to resolve the dispute or difference through Alternative Dispute Resolution (ADR) in accordance with the mediation procedure of the Centre for Dispute Resolution under the Trinidad and Tobago Chamber of Commerce.  If the parties fail to agree terms of settlement of their dispute or difference after sixty (60) days of the receipt of such notice or the party to whom the notice was given refuses to participate in the ADR the Agreement shall be subject to Arbitration (if the parties agree) or to the jurisdiction of the Courts of Trinidad and Tobago. 

This Agreement shall be governed and construed in accordance with the laws of the Republic of Trinidad and Tobago and the parties agree to submit to the exclusive jurisdiction of the courts of Trinidad and Tobago.